Why Choose HDFC ERGO?

Trust redefines relations at HDFC ERGO. We consistently strive to make insurance easier, more affordable and more dependable.

24x7 Claims
Assistance°°°

In the time of distress, instant help is the need of the hour. Our in-house claims team is always there to provide a hassle-free claim experience.

21 Years Of
Serving India

Since last 21 years, we are committed towards serving India with technology driven insurance solutions with a human heart.

Utmost
Transparency

HDFC ERGO General Insurance claims are settled with utmost transparency and ease.

Lauded And
Awarded

HDFC ERGO has been recognised as the 'Best General Insurance Company' at the 7th Annual Insurance Conclave & Awards - 2024, organised by Insurance Alerts.

Cashless Network
Garages

With our robust network of nearly 13000+ˇˇ Cashless Healthcare providers and 10000+ Cashless Motor Garagesˇ help is never too far.

Key Updates

HDFC ERGO Car Insurance Plan with two New add-ons

State insurance awareness by HDFC ERGO

Track any unclaimed amount against your policy

Cashless Hospital

HDFC ERGO Car Insurance Plan with two New add-ons

State insurance awareness by HDFC ERGO

Track any unclaimed amount against your policy

Cashless Hospital

Cashless Network across India by HDFC ERGO

13000+ Cashless Networkˇˇ across India Find Your Nearest Cashless Hospitals

Cashless Garage Network by HDFC ERGO

10000+ Cashless Network Garagesˇ Find Your Nearest Cashless Garages

Network Branches Across India by HDFC ERGO

200+ Network Branches Across India Find Your Nearest Branches

Hear From Our Happy Customers

MANINDER SINGH

OPTIMA RESTORE

I am really impressed and happy with the 10/10 services I received from HDFC ERGO customer support team. I am definitely going to continue this association with HDFC ERGO and would also recommend my friends and relatives to get health insurance from you.

HAJIRA BEGUM

OPTIMA RESTORE

HDFC ERGO team has done a fabulous job in helping me find the right coverage at a competitive price, even during renewals I got immense help from the team to adjust my premiums for a wider cover.

MOHIT VERMA

PRIVATE CAR POLICY

I have chosen HDFC ERGO first time for my four-wheeler and I am glad to say that they provide really good services. The self inspection option is really good for saving valuable time of the customer. I thanks HDFC ERGO team for always providing good customer experience.

BOBBY KOLATHU JOSEPH

PRIVATE CAR POLICY

Your customer care executive was extremely helpful. I am happy with the way my concern was addressed. I was sent a link to do the correction online, which made my work very easy. I am quite amazed with HDFC ERGO services.

SHYAMLA NATH

RETAIL TRAVEL INSURANCE

I must say, the claim process was incredibly smooth, with prompt communications with the customer service.

SAMIR RANADE

MY: OPTIMA SECURE

Unlike other companies, HDFC ERGO never came up with hidden rules during claim settlement. I have had the worst experiences in my past with other companies. Kudos to this transparency and honesty.

AKASH SETHI

HDFC ERGO - BHARAT GRIHA RAKSHA PLUS - LONG TERM I am very happy and satisfied with your services. Keep up the good work.

KAMLESH KUMAR SONI

TWO WHEELER PACKAGE POLICY BUNDLED

I recently registered the claim at HDFC ERGO. The turnaround time for the claim settlement was just 3-4 working days. I am happy with the prices and the premium rates that HDFC ERGO offers. I appreciate your team's support and assistance.

OMKARSING DHAVLIYA

PRIVATE CAR PACKAGE POLICY BUNDLED

Your customer care team resolved the query promptly and could help me register my claim seamlessly. It just took a few minutes to register the claim, and it was seamless.

SHAINAZ ABDUL SHAIKH

OPTIMA RESTORE

So far so good! I would like to especially mention the way you handled the e-KYC matter and changing DoB issue online, it was commendable. Please keep it up.

RAKESH KANTILAL PATEL

MY: OPTIMA SECURE

This feedback is in reference to my Conversation REf No 81299653 with Mr Kishore. We were stressed as we had got an approval of only 5 Lacs vs the Hospital Estimate of 8 Lacs, Kishore helped us during a tough time to upgrade our policy and get the required coverage.Thank you Kishore for helping us in our testing times.

MANISH JOLLY

PRIVATE CAR COMPREHENSIVE POLICY

I got a prompt solution for my issue. Your team provides quick service, and I will recommend it to my friends.

TUMULURI RAVI KUMAR

PRIVATE CAR COMPREHENSIVE POLICY

HDFC ERGO provides doorstep services and are very excellent at their work. Whenever I have approached your team, they have provided quick solution to my query.

DEVENDRA SINGH

OPTIMA RESTORE

I am happy and thankful for your support and services extended to me, however, I think your reimbursement process should be a bit swift in settling the claims for both pre and post-hospitalisation through telephonic discussions.

BELINDA J MATHIAS

PRIVATE CAR COMPREHENSIVE POLICY

HDFC ERGO provides excellent services. Your customer care executives are prompt, quick and systematic in delivering services. Need not improve your services. They are up to the mark.

NAWAZ SHAIKH

HEALTH SURAKSHA FAMILY POLICY

I think HDFC ERGO provides the best services to the clients whether it is the easy claim process, call centre services or online submission of documents, every process is made smooth and easy for clients to avoid any hiccups in the journey.

CHHAYADEVI PARDESHI

MY HEALTH KOTI SURAKSHA

I have only words of appreciation for you. Please keep up the good work and try to reach more people with variety in your plans, so as to suit their needs and help them insure themselves.

CHANDRASHEKHARA

PRIVATE CAR PACKAGE POLICY BUNDLED

I thank the HDFC ERGO claim team for their valuable support and appreciate the excellent support extended by the surveyor.

DNYANESHWAR GHODKE

HOME CREDIT ASSURE / HOME SURAKSHA PLUS

I am very happy and satisfied to receive prompt services and guidance from my relationship manager. He helped me to understand the terms and conditions of the PM AWAS Yojana better & helped me take an informed decision about my purchase.

SOUMI DASGUPTA

RETAIL TRAVEL INSURANCE

I want to express my gratitude for the exceptional support provided by the claim team. I truly appreciate HDFC ERGO's swift settlement process.

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Azaadi Abhi Bhi Baki Hai!

Azaadi Abhi Bhi Baki Hai!

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Experiencing peace of mind in my golden years with Optima secure.

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Level up your Health coverage with Optima Secure!

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Optima secure: 4X coverage you need to know about!

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Everything you need to know about 'Optima Secure'!

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HDFC ERGO Self-Inspection Application

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Optima Secure With New Add-On Covers

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To buy new policy call us on 022-6262-4242

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For Claim, Renewal, Queries Related to Existing Policy. Call Us On 022-6234-6234 0120-6234-6234

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To buy new policy call us on 022-6234-6234 Know More

Whatsapp Service

Now you can get in touch with us on whatsapp 73045-24888 Registered & Corporate Office 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020 Customer Service Address 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020 Health Insurance Claim Office 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020 Travel Insurance Claim Office 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020 Motor & other Insurance Claim Office 1st Floor, HDFC House, Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai - 400020

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Gold Award for Social Media App (Innovative)- 2024 Best Customer Retention Initiative of the Year in Insurance- 2024 Best General Insurance Company -2024 Most Innovative Mobile App -2024 Best General Insurance Company Of The Year- 2024 Best General Insurance Company & Best Health Insurance Company- 2023 Smart Insurer, Swift & Prompt Insurer- 2023 BFSI Leadership Awards 2022 ETBFSI Excellence Awards 2021 FICCI Insurance Industry Awards September 2021 ICAI Awards 2015-16 SKOCH Order-of-Merit Best Customer Experience Award of the Year (Financial Sector) ICAI Awards 2014-15 CMS Outstanding Affiliate World-Class Service Award 2015 iAAA rating ISO Certification Best Insurance Company in Private Sector - General 2014 Best General Insurance Company in India 2014 Gold Shield ICAI Awards 2012-13 Best General Insurance Company in India 2013
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